Huntington Bank Auto Loans: 2022 Review, Rates

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Huntington Huntington Auto Loan

costs

$35 late fee 10 days grace period, $185 filing fee

Ordinary Annual Percentage Rate (APR)

Starting at 6.34% of APR

Huntington Huntington Auto Loan

costs

$35 late fee 10 days grace period, $185 filing fee

Ordinary Annual Percentage Rate (APR)

Starting at 6.34% of APR

Ordinary Annual Percentage Rate (APR)

Starting at 6.34% of APR

costs

$35 late fee 10 days grace period, $185 filing fee

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Huntington Bank car loan pros and cons

Huntington Bank is best for state residents who want personal support. Many auto lenders don’t have branch locations, which can make it difficult to get the support you need. Also, the company has no minimum or maximum loan, unlike some other lenders. This can make it easier for you to get the amount of funding you need.

However, you will pay higher rates with Huntington Bank than some competitors, as the minimums start higher than many others. You will pay the filing fee, which is taken out of your total loan amount. In addition, funding times are relatively slow and banks are not available in many countries.

How Huntington Bank car loans compare

How Huntington Bank compares

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editor’s rating

3.25/5

A five-pointed starA five-pointed starA five-pointed starA five-pointed starA five-pointed star

Ordinary Annual Percentage Rate (APR)

Starting at 6.34% of APR

editor’s rating

3.5/5

A five-pointed starA five-pointed starA five-pointed starA five-pointed starA five-pointed star

Ordinary Annual Percentage Rate (APR)

Starting at 3.50% APR

editor’s rating

2.25/5

A five-pointed starA five-pointed starA five-pointed starA five-pointed starA five-pointed star

Ordinary Annual Percentage Rate (APR)

Different by Dealership

Chase have an undisclosed minimum credit score, and Well Fargo It is not clear about the credit score requirements, as they vary depending on the dealer where you buy your car. Huntington doesn’t have a minimum credit score it considers, so it’s still worth applying even if yours is low.

Chase only requires a minimum loan of $4,000, while Wells Fargo does not disclose its minimum loan amount. Huntington Bank does not have a minimum or maximum loan amount.

See our rating methodology for car loans »

Frequently asked questions

Huntington Bank is a Better Business Bureau accredited company and company Grade A+ from BBB. BBB evaluates companies by looking at their response to customer complaints, honesty in advertising, and openness about business practices.

Huntington Bank has not been involved in recent controversies. Between the excellent BBB class and clean history, you can feel comfortable trusting the lender.

It’s relatively easy to get a loan with Huntington Bank. The company has no minimum credit score and will give you an approval decision in 15 to 20 minutes. However, you must close your loan in person and can only borrow if you live in one of the 11 states.

Yes, Huntington Bank is a great bank to work with. As all institutions, Insider bank charges 3.5 out of 5 stars.

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