10 Affordable Gift Ideas That Won’t Break the Bank

Woman wearing Santa hat wrapping gifts.

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You can continue to respect your budget while shopping for gifts this holiday season.


Key points

  • The holiday season is right around the corner, so it’s time to make your shopping list.
  • The following ideas are sure to please and won’t break your budget.
  • Consider giving gifts like books, cozy socks, board games, and gift cards.

It’s hard to believe, but we are approaching the busy holiday season. For many, it’s time to shop for gifts for family and friends.

If you’re working on your financial goals, you may have minimal funds to spend on gifts – and that’s okay! But if you’re worried that your budget will prevent you from buying the perfect gift, think again.

There are plenty of affordable gift ideas, and you don’t have to spend a fortune to show you care. The most important part is that you think about your loved ones and want to do something good for them. Here are some gift ideas that won’t put you off credit card debt.

1. Notebook and pen

There is no such thing as having too many notebooks. Journals and notebooks make great gifts for people who like to write down their thoughts, make lists, and doodle. You can add a nice set of pens or markers to make the gift more complete.

2. disposable camera

Taking physical photos is a great way to capture memories. But there are other options beyond expensive Polaroid cameras. You can still bring a camera with you, which can make a unique sock for a friend or family member who likes to take pictures.

3. Drink a tumbler

If you have someone in your life who regularly drinks coffee or always needs water on hand (well, anyone), then a beverage tumbler is the perfect gift idea. You can find high-quality glasses, travel mugs, and water bottles in a variety of sizes, styles, colors, and prices. You will help your loved ones keep their drinks cold or hot all day long.

4. Books

Books are another affordable gift. Consider what your loved one likes and buy a book that suits you estimate. It doesn’t have to be a novel either. Cookbooks, history books, photo books, or travel books are other unique options that make for great purchases.

5. Alcohol

If you’re looking for a gift for someone in your life who drinks alcohol, a bottle of alcohol, wine, or a four- or six-pack of beer is an affordable way to show your appreciation. You can score great gifts for cheap by paying attention to what’s on sale when you shop.

6. Socks

Does anyone have too many socks? I think not. Socks are a great gift because your friends and family probably have a lot of misplaced individual socks and could use a more complete set. With so many patterns and color options, you can have fun and be creative with these gift ideas.

7. board games

Another amazing gift idea that will break the bank is board games. You can choose a classic like Monopoly or Clue, or take a new, modern board game. Your loved ones will be glad they can add to their game collection for an easy, fun night at home with friends.

8. phone charger

Many of us lose our cell phone chargers more often than we care to admit. This can be a great gift idea if you know someone who always misplaces their cables. If they spend a lot of time in the car, buying a car charger is another option to consider.

9. Portable Bluetooth speaker

A portable Bluetooth speaker can be a great gift if you have a loved one who is always listening to music and podcasts. Although some speakers are expensive, you can find many affordable options. They even make low-cost speakers that are safe to use in the shower.

10. gift card

Looking for a stress-free and inexpensive gift idea? A gift card gives the gift recipient control over what gift they get, and they may prefer it if you choose a gift for them. You can get a $10, $15, or $20 gift card, and your loved one will definitely appreciate the thought.

Do not be tempted to ignore you personal finance goals this holiday season. Instead, find ways to be smart without breaking your budget.

These gift ideas can offer inexpensive inspiration as you begin to make your holiday shopping list. Homemade gifts are another way to go if you have a limited amount of extra money.

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